In 1992 the Internet wasn’t available to the general public. There were no iPods or any other portable digital music players. Cellphones were big, bulky and analog, mainly used in cars in the U.S. The first consumer digital cameras had just arrived: crude models that cost $800, worked only in black and white, and held just 32 images.

Microsoft was offering the clumsy Windows 3.1, which seemed to crash if you sneezed, and many people were still using the geeky and limited DOS operating system on their “IBM-compatible” PCs. Apple’s technology was way ahead of Windows, but the company would soon enter a period of management mediocrity and product paralysis. And there were scores of PC makers in the U.S., most of them now defunct. The hottest one was Compaq, today a mere brand name for Hewlett-Packard. Dell was still an upstart.

Personal computers were typically sold without modems, networking ports or stereo sound. They had awful, limited color video, far short of what a cheap TV could produce. Too often their designers assumed PC buyers were techies or hobbyists, willing and able to perform complicated hardware and software upgrades and tweaks.

Then and now my main criteria for judging digital consumer products have been simplicity, ease of use and reliability — a sort of index for the burden on the user. And in 1992 most products failed miserably on that scale. They required far too much attention, knowledge and effort by users when theoretically they were supposed to do just the opposite — namely, to make their lives easier.

By around 2001, when the current major operating systems, Windows XP and Apple’s Mac OS X, made their debuts, personal technology had vastly improved. Many of the rough edges had been sanded off. The Mac had long been “plug and play,” and Windows was much closer to that goal. Both systems were fairly stable. The iPod arrived that year, and digital cameras and cell phones — by then well established and growing sleeker by the year — began a rapid evolution that added features and cut prices.

And by then the World Wide Web had changed everything. It had vastly enriched the experience of computing, adding information, entertainment, communication and commerce on a grand scale. Sure, too few people in America had real broadband or wireless networking by 2001, but the balance was getting better. The burden of use for personal computers and related gadgets was trending lower.

Enter the security crisis, which all but destroyed that welcome momentum. There had been viruses for many years, of course, including some big attacks in the 1990s. But over the past five years, the security problem has morphed into a major hassle for people who own and use Windows computers. Viruses and other malicious software programs are still with us, but now they’ve been joined by new categories of pernicious technologies, especially spyware, adware, and fake email and Web sites designed to steal your privacy, your money and even your identity. Spam has gone from a nuisance to a plague.

And the Internet, for all its numerous benefits, has become an engine for this digital onslaught. In the physical world, it isn’t hard to stay out of bad neighborhoods and avoid the company of crooks. But in cyberspace, it’s harder to read the signs — digital criminals, who range from vandals to organized thieves, mingle invisibly with the public in a world where everyone is easily connected.

Today, warding off the myriad threats online takes more and more time, money and effort than ever before. You have to run multiple security programs, interpret all their warnings and alerts, tell them what to do when they detect suspicious activity, and consistently update them. It’s a real hassle, one that seriously interferes with the productivity, and the pleasure, computers can and should provide.

In fact, the burden of using a Windows computer is higher now than it was in 2001. By contrast, Apple’s Macintosh is easier to use than ever, partly because it has so far remained free from viruses, spyware and adware — except for a few minor cases. After stagnating in the mid-’90s, Apple’s software and hardware are once again markedly superior to those of Windows PCs.

But even Mac users have to contend with spam and must learn to avoid fake Web sites designed to steal sensitive financial information. And users of both platforms must also contend with a welter of restrictions on the use of digital content such as music and videos.

So where are we heading?

I believe that in the future the Internet will become more like the electrical grid, a behind-the-scenes platform to which all manner of gadgets will be directly connected, each taking some power and intelligence from the network to perform its task. While personal computers won’t go away, they won’t be the main way to get online, or even needed as intermediaries by many devices. Whenever you watch TV or make a phone call, you’ll be on the Internet, though you won’t be browsing the Web in the manner you do on a PC. This will open up all sorts of new features and interactivity.

Even unlikely gadgets will be connected. Your microwave oven, for instance, will use the Internet to quietly download information that will allow it to recognize the bar codes or radio tags on packaged food products and cook them appropriately.

The star of this new world will be the cell phone — or, more accurately, the device formerly known as the cell phone. Already, some high-end phones, like Palm’s Treo, are essentially mini computers, complete with keyboards and expandable memory. They do many of the things for which people formerly required laptops.
These so-called smart phones can surf the Web, and send and receive e-mail and instant messages, at broadband speeds. They can take, display and edit photos and movies; download and play music, videos and TV shows; play ever more sophisticated games; and even view and edit Microsoft Office documents.

I expect these capabilities to be pushed down to phones that cost less. New competitors will enter the business of making phones and the software and services that run on them.

For these smart phones to flourish, however, they will have to get much simpler to use. The burden on the user will have to drop sharply. Complicated user interfaces will have to be replaced with better ones. Reliability must improve. And the stranglehold on innovation now imposed by all-powerful wireless carriers will have to be broken or loosened. Also, the security problems that plague the PC will have to be headed off somehow. Already, the digital criminals are trying to target cell phones.

But I remain optimistic. The digital revolution can’t be stopped, and the next 15 years should see as many exciting developments as the past 15 have.

1. If you have a Windows computer, you must obtain and install all of the following: a reputable antivirus program, a software firewall, a junk-mail filter and an antispyware program. Even if you own a Macintosh (Macs have been unaffected by most of these threats to date), you will still need to turn on your computer’s firewall and employ a junk-mail filter.

2. Upgrade to the latest versions of the leading Windows web browsers, Microsoft’s Internet Explorer 7 and Mozilla’s Firefox 2.0, both of which warn you when a web page you’re visiting appears to be phony. (The new Internet Explorer also has under-the-hood security improvements that close some of the holes plaguing older versions.) You might also consider add-on software, like McAfee’s SiteAdvisor or the new Norton Confidential, which warn about fraudulent sites and, in the case of Norton, also about malicious software on your PC. On a Mac, consider using Firefox 2.0 instead of Apple’s Safari, which, while very good and generally secure, lacks a fake-web-site detector.

3. Never respond to or click a link within any unsolicited email message from a financial institution — even your own — no matter how official it looks. Crooks have become skilled at mimicking logos and typefaces used by banks, brokers and payment services like PayPal. When you click on links within these fake emails, you’ll be taken to web pages that look like the companies’ official sites, even down to the address, but they’ll steal your log-in information. Be especially wary of email from a financial institution that asks for account information or says you must log in at a linked site to address a problem. You can phone the company to see if there really is an issue. Obviously, this caution doesn’t apply to some financial emails, such as confirmations of online stock trades you’ve just executed. But in general, you shouldn’t conduct financial transactions via email or links in email. Instead, go directly to the financial sites you use.

4. Similarly, never act on emails offering stock tips, miracle pills or the chance to earn money by storing millions from overseas in your bank account. Sounds obvious, but in the past these scams might have cost you a little money. Now they may be part of more-damaging identity-theft schemes. Treat such come-ons the way you’d treat a stranger in a bad neighborhood who made such promises.

5. Never, ever download software from a company or web site whose honesty or veracity you’re not sure of. If a site says you’ll need special software to use its features, don’t bite. Even if the software is well known and safe — like RealNetworks’ RealPlayer, Apple’s QuickTime or Adobe Flash — don’t get it from a link provided by a random web page. Instead, visit the Real, Apple or Adobe sites to download it manually.

6. Finally, never use security software offered to you via unsolicited email or a popup window, or that suddenly appears on your PC. Such programs are almost always scams and often install malicious spyware, adware and viruses rather than cleaning them up. In general, stick with leading security brands like Symantec, McAfee, Zone Labs and Webroot. Check the software in the reviews section of PC Magazine or the CNET web site. If it isn’t covered there, it’s probably untrustworthy.

And then this year everything changed. Apple Computer, the maker of the Mac, switched to the same Intel-made processors for which Windows was designed. The new Intel-powered Macs, which began shipping in January, still come with Apple’s own operating system, Mac OS X, which is more modern and more secure than Windows XP. But these Macs can now easily run Windows too, and they run it as fast as standard Windows-equipped PCs.

Why does this matter? It means that you can switch from Windows to the Mac and still use the one or two Windows programs you require that have no Mac equivalent.

Among the Mac models that can perform this feat are the iMac and Mac Mini desktop computers and the MacBook and MacBook Pro laptops. Apple’s most powerful model, the PowerMac tower, is likely to be converted to the Intel chips by the end of the year, after which it, too, will be Windows-capable.

There are two options for running Windows on the Mac. They take different approaches, but in my tests, both have proved to be fast, stable and widely compatible with Windows software. One, from Apple itself, is free. The second, from a small Virginia company called Parallels, costs $79. But each carries an additional cost: You have to supply and install your own copy of Windows, which can run $200 or $300, depending on which version you choose.

The Apple system, Boot Camp, uses a technique called Dual-Boot. It splits your Mac’s hard disk into two sections, or partitions — one for the Mac operating system and all its programs and files, and one for Windows XP and all its programs and files. You can start, or “boot up,” the Mac in either operating system, but you can’t run both simultaneously. To switch between a Mac program and a Windows program, you have to reboot the computer.

The Parallels system, called Parallels Desktop for Mac, uses a technique called Virtualization. It creates a virtual Windows computer inside a window within the Mac operating system. Parallels runs Windows a tad more slowly than Apple’s Boot Camp, but allows you to run both operating systems, and compatible software, simultaneously. You can switch rapidly between the two environments without rebooting. I’m writing this paragraph on a MacBook Pro laptop, but I’m not using any Mac software to do so. Instead, I’m using the Windows version of Microsoft Word, which runs inside Parallels Desktop.

For this paragraph, I’ve switched back to the Mac side of the computer and am using the Mac version of Word. And I copied the previous paragraph from the Windows side and pasted it into the Mac document. It was fast and flawless.

Each approach has its strengths as well as weaknesses.

Apple’s Boot Camp turns the Mac into a true, no-compromises Windows PC-just like a Dell or Hewlett-Packard computer. When you boot up the Mac in Windows, no trace of the Mac operating system is running; Windows has all the hardware and all the memory to itself. In my tests, Macs running Windows under Boot Camp were wicked fast and handled every single program I tried, including Microsoft Office for Windows, the Internet Explorer Web browser and various games. The downside is that pesky need to reboot when switching operating systems.

Parallels Desktop is much faster than the old software for running Windows on pre-Intel Macs, a Microsoft product called Virtual PC. That’s because Parallels makes use of special virtualization features built into the Intel chips. And it has the great advantage of running Windows applications at the same time you are running your Mac programs. But while quite fast, Parallels can’t match the speed of Windows running under Boot Camp, because it must share hardware and memory with the Mac operating system. Also, Parallels won’t work with certain high-end Windows games, and it can have trouble recognizing some USB drives and CDs. In my own tests, Parallels did handle everything I threw at it, but I introduced only simple games. Everything ran as fast as it would on an average Windows PC, though not as fast as the programs ran under Boot Camp.

Because Windows is much less secure than Mac OS X, when you run Windows on a Mac, you have to take the same precautions you would with a standard Windows PC. That means you need to install and run both antivirus and antispyware software that is generally not needed under the Mac OS.

Apple’s approach is more secure than Parallels’s in this regard — with Apple’s Boot Camp, Windows can’t see or access your Mac folders or files. That means any malicious software running in Windows can’t erase or damage your Mac files. Parallels, on the other hand, optionally allows you to share folders between the two operating systems; if you enable this feature, you could give a malicious Windows program an opening to damage or spy on the files on the Mac side.

Installing both programs is fairly easy, but it’s a multistep process. With Apple’s system, you first download and install Boot Camp. Then, using Boot Camp, you divide your hard disk into Mac and Windows partitions. Next you create a CD to be used later, under Windows, to install software “drivers” that Windows will need to control all aspects of the Mac’s hardware. Then you install Windows. Finally, you install the CD you created.

Note that Boot Camp requires a full retail version of Windows XP, called “SP2.” You can’t use any other version of Windows, and you can’t use an upgrade edition, which requires an earlier version of Windows to be present on the machine.

Parallels allows you to install any version of Windows, even a very old one. But if you use Windows XP, you will in most cases also need a full, retail version, not an upgrade package. You first must buy and install the Parallels program, which creates an empty “virtual machine.” Then you install your copy of Windows inside Parallels. Finally, to enable certain key features, you have to install a program called Parallels Tools, which is included.

This all sounds harder than it is. In each case, the whole process took me about an hour and required no technical skill.

And it’s worth the effort. Boot Camp and Parallels have turned the Intel-based Macintosh into the only computer that can run nearly every popular software program, whether it was written for Windows or the Mac. On the same computer you can edit photos in Apple’s iPhoto program and check your e-mail in Microsoft’s Outlook — simultaneously, if you choose Parallels. Now, that’s progress.

Starting in January, six months earlier than promised, Apple began switching the Mac to the very latest Intel processors-allowing higher speeds at lower temperatures compared with the previous IBM chips. Apple’s sleek, slim computers can run faster without bulking up for extra fans or heat-dispersion space.

That change, in turn, enabled Apple to stun the world in April when it announced a free utility that permits the Intel-based Macs to run Windows as a complement to the Mac operating system. With this new software, called Boot Camp, a Mac user can start up the computer either as a Mac or as a Windows machine. That means people who resisted switching to the Mac because they need to run one or two programs available only in Windows can now convert without hesitation.

America’s slimmest brand-name desktop, the dazzling white iMac, now runs faster with Intel chips yet retains its slender form. So does the thin, aluminum-clad 15-inch MacBook Pro laptop, a renamed version of the PowerBook. Like its Mac siblings, the tiny Mac Mini desktop now includes an Intel processor that incorporates two “cores,” the equivalent of two processors in one.

These Intel models are Macs through and through because they still run Apple’s Mac OS X operating system, Tiger — which is so far ahead of Windows that it already contains the key features Microsoft is promising for its much-delayed new version of Windows, Vista, due in January.

But now Macs can run Windows as well. Apple’s other models should be converted to Intel by late 2006. They include the 17-inch-screen version of the MacBook Pro laptop, the thinnest and lightest portable available; the entry-level MacBook laptop, formerly called the iBook; and the top-of-the-line PowerMac towers.

The new Mac lineup doesn’t include some categories of computers offered by the likes of Dell and HP. For instance, Apple lacks an ultralight laptop like the 2.5- to 3.5-pound Windows models from Sony and Toshiba. It doesn’t offer gaming-specific desktop towers or big laptops, like those from Alienware and Dell. And it doesn’t offer models with built-in TV tuners and TiVo-like digital video recorders, like those available from most PC makers.

Also, while Macs now use standard ports and connectors, which can accommodate most any printer or scanner, they omit a couple of common features found on many Windows machines. They’re not equipped with readers for camera memory cards, and the laptops don’t have built-in receivers for the new, high-speed cell phone data networks. You can add both of these features as external add-ons, at extra cost.

On the other hand, Macs running the OS X operating system aren’t susceptible to the many thousands of viruses and spyware programs that plague Windows computers; most Mac users don’t bother to run antivirus and antispyware software.

Then there’s price. Years ago Macs cost much more than Windows PCs. That’s no longer true. The iMac is priced comparably to identically equipped Windows machines, though no similar Windows desktop is as slim. Mac laptops can run a few hundred dollars more than Windows models, though comparable Windows laptops tend to be thicker and heavier, with lower-quality screens.

But Apple has no offerings cheaper than its $599 base Mac Mini, which lacks a keyboard, monitor and mouse. It doesn’t play in the market’s bargain-basement segment, where Dell, HP and others have stripped-down models that sell for under $400.

Here’s a quick guide to the fresh Mac models, and to their new ability to run Windows.

DESKTOPS

The iMac. This is Apple’s flagship product, its main consumer desktop and, in my view, the best available consumer desktop. At first glance, it looks like just a sexy, white, flat-panel monitor. But there’s a powerful computer packed behind the screen, which can also run Windows. The iMac also has a built-in video and still camera, plus a special operating mode called Front Row that allows you to play music, videos, DVDs and photo slide shows from across a room, using an included remote control. The iMac starts at $1,299, complete with a built-in flat-panel screen.

The Mac Mini. The smallest desktop computer I’ve ever tested, at 6.5 inches square and 2 inches high. Yet it’s a full-fledged Mac, complete with the latest Intel chips, that can also run Windows. Starting at $599, the Mini includes Front Row with remote control and is often bought for connecting to a TV as a media hub.

The Power Mac. This is a heavy-duty tower, favored by graphic artists, musical composers, video producers and scientists. It has yet to be upgraded to Intel processors, but currently can be ordered with as many as four IBM G5 cores. For most consumers, it’s overkill. It starts at $1,999, without a monitor.

LAPTOPS

The MacBook Pro. Apple’s top laptop, a renamed, reengineered version of its famous PowerBook that looks and works pretty much the same-only faster. Though currently available only with a 15-inch screen, for $1,999, a 17-inch model may roll out. It’s not clear if the 12-inch PowerBook, which remains on sale at $1,499, will also be replaced.

The main difference between MacBook Pros and PowerBooks? The former use the new Intel processors, have built-in video cameras, and feature Front Row and the remote control. Oh, and they can run Windows. The MacBook.This is the rumored name for a new entry-level Intel-based laptop that will soon replace the iBook. It should be much faster and also be able to run Windows. Meanwhile, the iBook remains on sale, starting at $999. It uses the older IBM G4 processor.

WINDOWS ON A MAC

The new Intel-based Macs can run Windows via Boot Camp, a free Apple utility that overcomes some subtle hardware differences between the Intel-based Macs and standard Windows computers.

After you run Boot Camp, you simply buy a copy of Windows XP (Apple won’t sell or support Windows) and install it as you would on any regular Windows computer. You must use a full, nonupgrade copy of Windows that includes the update Microsoft calls “SP2.” These versions of Windows cost $200 to $300.

Once Windows is installed on a Mac, each time you start up you can choose whether to run the Mac OS or Windows. Only one operating system can be used at a time, and each controls its own walled-off section of the Mac’s hard disk.

In my tests, an Intel iMac running Windows performed like a fast, normal Windows computer and ran every Windows program and hardware device I threw at it.

Apple isn’t abandoning its operating system or switching to Windows. It’s making it easy to run Windows on a Mac in hopes of tempting potential switchers who would use the Mac OS most of the time, but need to shift to Windows periodically to run programs that don’t have Mac equivalents.

Macs aren’t for everyone. But they are superior computers, and with the new Intel chips and Windows capability, they are more attractive than ever.

In tacit acknowledgment of IE’s shortcomings, Microsoft is currently mounting a crash effort to update the browser with something called Internet Explorer 7.

But it’s not ready yet. In the meantime, there are a handful of alternative browsers you can use every day instead of IE, on both Windows PCs and Macs — all of them superior to the current version of IE.

One caveat: Some Web sites, especially in the financial industry, have been constructed using proprietary features unique to Internet Explorer. Other browsers mainly stick to industry-standard features, meaning they can’t reproduce every component of these IE-oriented sites. It’s as if NBC decided to produce programming that would work properly only on, say, Sony TV sets. So the bottom line is this: If you are constantly using one of these nonstandard sites, you should continue using Internet Explorer, or at least keep it around for backup.

The best-known alternative to IE is Firefox, made by nonprofit Mozilla. Firefox is issued in nearly identical versions for Windows, Macintosh and the techie-oriented Linux operating system. By contrast, IE runs only on Windows. (Microsoft once made a Mac version of IE, but has discontinued it.) Another excellent choice is Safari, the browser by Apple that comes on every Mac, but has no versions for Windows or Linux. Opera, which comes in Windows, Mac and Linux versions, is also a fine alternative. One more option worth considering is the Windows-only Netscape browser.

These four options share two major characteristics. First, they’re generally more secure than IE. Theoretically, any browser can be attacked and used as a conduit for malicious software that can hobble your computer. Firefox, for example, has been forced to close numerous potential security holes. But IE is the least secure, for several reasons: It was designed in an era when security was less of a concern. Its very ubiquity makes it the favorite target of online criminals. And it uses a Microsoft-only technology called ActiveX that helps Web sites work better, but also allows malicious software to control aspects of the computer. The browsers mentioned above don’t use ActiveX, which is one reason they’re more secure, but it also helps account for their difficulty in handling some IE-oriented Web sites.

The second thing these alternatives have in common is tabbed browsing — the most important advance in browsers in years. This feature lets you open multiple Web sites simultaneously in the same window. Only one page is visible at a time, but the others are live and open behind it. Each is marked by a tab, like those found on paper file folders. To switch from the page you’re viewing to another, you click on a tab. You can also close any page without affecting the others, and if you follow a link on a tabbed page, it usually opens within the same tab. The real power of tabbed browsing comes in when you collect bookmarks (what IE calls “Favorites”) into folders. You can then click just once to open all the bookmarks in a given folder, each under its own tab. For instance, I have roughly 20 technology bookmarks in a folder, and I like to open them all at once in Firefox or Safari, the two browsers I use the most.

Why would you want to use a tabbed browser? First, it saves time. Second, it allows you to easily scan and compare related Web sites. Third, you can open a link in a new tab while keeping the original page open so you can easily return to it. All in all, I can’t imagine going back to Internet Explorer after using a tabbed browser. IE does allow you to open multiple Web pages, but only one at a time and in separate windows, which clog up your desktop and the Windows taskbar. That’s why even Microsoft recognizes the superiority of tabbed browsing and is building it into IE 7. (Note: Microsoft’s MSN online service currently offers an add-on that can bolt a simple version of tabbed browsing onto the current version of IE.)

Another feature the alternatives share, but IE lacks, is a built-in search box that appears right in the toolbar of the browser. This lets you perform a search without using an add-on toolbar or navigating to the home page of the search service.

If all the alternative browsers feature tabbed browsing, built-in search boxes and better security than IE, what are their pluses and minuses? Here’s a quick rundown of the three frontrunners.

– Firefox. This most popular alternative to IE is “open source,” meaning it’s open to improvement by any programmer anywhere. Thus, thousands of add-on features are available by installing free small software modules called “extensions,” which let you do things like download all links on a page with a single click or automatically fill out online forms; there’s even one that lets you view a Web page in IE. Firefox also offers a two-click method for clearing your browsing history and other evidence of where you’ve been online. Finally, its built-in search can be customized to use any popular search engine. That said, Firefox does have some rough edges. Closing tabs with the mouse is awkward the way it’s set up, and the command for viewing your history is illogically placed on the “Go” menu.

– Safari. This Apple browser includes an excellent built-in reader for so-called “news feeds” — summaries of blogs and news sites. It has a “private browsing” mode, which leaves no trace of where you’ve been online, and offers parental controls. It also does a great job of e-mailing entire Web pages, and it can save pages as PDF files, viewable on any computer. But Safari works exclusively on Macs, and its search box works only with Google.

– Opera. This long-established browser is loaded with features, including an excellent zooming capability, and if you have lots of tabs open, Opera can display them on multiple lines so you can more easily read their titles. But while Opera likes to claim it’s “the Fastest Browser on Earth,” in my tests it hasn’t proved itself swifter than Firefox.

You could download any one of these browsers for free today and be on your way to a better Web experience. Or you could wait for IE 7, which is likely to appear in the fall. It promises tabbed browsing, a built-in search box and a bunch of security improvements-that is, everything its rivals already offer.

This year, however, Microsoft will up the ante with a new version of Windows called Vista. Due in the fall, in time for holiday computer shopping, Vista is an effort to make Windows truly secure from the ground up, while also making it easier to use and pretty enough to rival Apple’s current version of OS X, Tiger. (Apple is planning yet another new edition, called Leopard, due around the same time.)

Vista will be the most dramatic upgrade to Windows in more than a decade. But there will be a price for Vista’s improvements — most current PCs won’t be able to take advantage of all its features. To get full use out of the new system, you will very likely need to upgrade or replace your current computer. Vista will adapt to older or less powerful machines by disabling some of its features, but that’s likely to be unsatisfying for many users. Also, as of this writing, Microsoft is planning to sell Vista in as many as seven different configurations for different types of users. That will be not only confusing, but if you select the more capable configurations, probably expensive, too. (Microsoft hasn’t released pricing yet.)

So here’s a preliminary look at Vista’s major new features, as well as some guidance on hardware. Microsoft’s mantra for Vista is “Confident, Clear and Connected.” By “Confident,” the company means that it promises to clean up the security mess that has been the main headache for users of Windows. Microsoft says Vista will be much harder to hack into, and much less prone to viruses and spyware, than today’s Windows. For instance, Vista users will be asked for their user name and password anytime software is being installed –designed to prevent the surreptitious software installations that plant spy-ware on a PC. And Vista will have built-in systemwide parental controls, so you can limit what your child can see and do on the computer. Both features are already built into Apple’s Tiger and work well, so if they are executed properly on Vista, they should be a boon.

By “Clear,” Microsoft is referring to new ways of finding and visualizing your files. Vista will have rapid, modern, built-in desktop searching. And it will have something called “virtual folders” that capture all files meeting certain criteria you can set, no matter where you store them. For instance, you could set up a virtual folder to show all files and e-mails mentioning a certain person or topic. Again, both features are already in Apple’s operating system, where they have proved popular. Some editions of Vista will also incorporate the features of today’s Windows Media Center edition, including the ability to play and record TV programs.

The “Connected” promise from Microsoft includes a centralized synchronization feature, like the one already present on the Mac, that can keep data in sync on cell phones and PDAs. Vista will also look dramatically better — and more like Mac software — with 3D icons, transparent windows and tiny previews of file contents.

So what kind of hardware will you need for all this? Well, Vista won’t work well with the processors sold in today’s budget PCs. I suggest you consider a new computer with at least a midrange processor, and preferably a so-called dual-core processor, which packs two brains into its innards, though a single-core model will do. You might even look for a processor capable of handling future software called “64-bit,” though it’s not absolutely necessary.

Memory will also be crucial for Vista. I expect Microsoft to recommend 512 megabytes, but since the company tends to understate memory requirements, I suggest a full gigabyte, far more than what’s on the average PC today. You’ll also need a bigger hard disk, especially if you want to use the new TV-recording capabilities that will be built into some editions of Vista. I suggest at least 160 gigabytes. Luckily, large hard disks are now pretty inexpensive.

Likewise, video capability will be key to utilizing Vista’s new visual effects. Today’s PCs often use integrated graphics chips, which are pretty basic and drain memory. That won’t cut it for Vista, at least until integrated graphics chips are beefed up next fall. If you seek a Vista-capable machine before then, look for one with a separate graphics card with its own dedicated memory, preferably 128 megabytes, though 64 will do.

Vista will boost DVD recording — it will support the new, high-definition DVDs currently in development and make it easier to burn DVDs for both multimedia and file backup. You’ll need a high-end DVD-recording drive to reap the rewards.

I can’t say how good Vista will be until I test and review the final, or near final, product, in late summer. But from the demos I’ve seen, Vista has great promise — if you have the right hardware.

The daunting security problems that have plagued Windows have also prompted many of its users to take a serious look at the Mac. This trend has been further reinforced by the “iPod halo effect,” in which Windows users who own and love Apple’s iPod music players are willing to consider the company’s other products. As a result, Mac sales, while still relatively small, have been growing much faster than overall personal computer sales.

Are you among the PC majority considering a switch to the Mac? Then you probably have some important questions.

How do Macs compare in quality with Windows PCs?

I believe that, at the moment, Apple makes the best computers, and the best operating system, for mainstream consumers doing typical tasks — e-mail, Web surfing, office — productivity functions such as word processing and presentations, photo organizing and editing, playing and collecting music, and editing home video.

Of all the major computer makers, Apple is the most focused on consumers and small businesses. Most make the bulk of their money, and take most of their cues, from the information-technology departments of large corporations.

Apple’s iMac G5 consumer desktop is, in my opinion, the single best home computer on the market. Its PowerBook laptops are among the top portables.

Do Macs run Windows and Windows software?

No: Out of the box, Macintosh computers run only Apple’s own operating system, called OS X, and software written by Apple and other companies that is designed to run on OS X.

You can rig a Mac to run Windows and Windows programs by installing a special, $250 Microsoft program called Virtual PC, which creates a virtual Windows computer inside the Mac. But I don’t recommend this for frequent use, because the faux Windows computer it creates is relatively slow and is susceptible to the same viruses and spyware as a real Windows machine.

How does Mac software compare with Windows?

The Mac’s OS X operating system, the latest version of which is called Tiger, is far better than Microsoft’s aging Windows XP and already boasts many of the key features Microsoft plans to include in its 2006 version of Windows, called Vista. And the Mac comes with an excellent suite of free software that’s generally superior to comparable Windows programs that cost extra.

Out of the box, the Mac has better photo, music, video and DVD — creation software than any Windows computer I’ve seen. It has a better free email program and Web browser than Windows does, a better free word processor and much better search capabilities.

About the only software a typical consumer would have to buy for a new Mac is the Mac edition of Microsoft Office. It includes versions of Word, Excel and PowerPoint that are very similar to their Windows counterparts, and a program called Entourage that is different from Microsoft Outlook but performs the same functions.

Are Macs more secure than Windows PCs?

Yes. Since the OS X operating system came out in 2001, there has never been a report of a successful virus for it — that is, a virus that has infected numerous computers, and spread from computer to computer, outside of a lab. And there is little or no known spyware for the Mac. By contrast, there are tens of thousands of viruses for Windows and untold numbers of spyware programs. Just as regular Windows programs can’t run natively on a Mac, none of these malicious Windows-specific programs can run on a Mac either.

The Mac isn’t invulnerable, but it has better built-in security than Windows, and such a small market share that virus and spyware writers haven’t targeted it yet. As a result, most Mac users have been able to dispense with running the morass of security software that Windows users must employ.

Are Mac files compatible with Windows files?

Yes. Unlike older models, the current Macs have been specifically designed for compatibility with Windows PCs. The Mac OS and software can handle, without translation or conversion, all of the common types of files you use on a Windows PC. You can copy to a Mac all your pictures, MP3 music files, text files and Adobe PDF files, and they will open right up in Mac programs. There are also free Mac versions of the Real Player and Windows Media Player, and of Adobe Reader.

Microsoft Word files also can be opened, edited and created in Apple’s free, built-in text editor. And if you buy Microsoft Office for the Mac, all Office files, including Word files, Excel files and PowerPoint files, can be opened, edited and created on the Mac. Office files created on the Mac can be opened and edited in Windows Office, and vice versa.

Some specialized files created by particular programs, like database files or financial files, won’t be usable. For instance, the Mac version of Quicken is quite different from the Windows version and uses a different file format.

For occasional use of these programs, you can install Virtual PC.

In addition, nearly all keyboards, mice, monitors and printers made for Windows computers can be used with a Mac, if they connect via the industry-standard USB or FireWire ports. Macs can also share networks with Windows PCs and even look into the hard disks of Windows computers, and vice versa.

Is there anyone who shouldn’t consider a Mac?

Yes. Serious game players should stick with Windows PCs, which are much better game platforms and can run many more game titles. People who use specialized software or custom corporate software for which there isn’t a Mac equivalent should stick with Windows. While the Mac has rich offerings in mainstream software categories, it has only a fraction of the niche software and specialized business software that Windows does.

Also, you should stick with Windows if your home computer choices are dictated by your company’s IT department and the IT department is ignorant of or hostile to the Mac, as so many are. Although modern Macs are designed to access corporate Windows networks, and many do, if your IT department won’t help you with the transition, it’s not worth the headache to switch to the Mac.

Ten years ago, when Apple was stagnant and its products troubled, I recommended that consumers shun the Mac. If Apple’s quality and innovation slip, I might revert to that position. But for now, the Mac is the best computer, with the best operating system and the fewest security problems, for average consumers.

Its visual display of files stored in a nested hierarchy of folders has worked pretty well — until recently.

In the past few years, computer hard disks have become huge, and average consumers have begun to accumulate thousands and thousands of files each year — far more than in the past. And that is making it much harder to find any particular bit of information buried in the old folder hierarchy.

Every time you plug a digital camera into a PC to transfer images, dozens or even hundreds of files can be added to your PC in one fell swoop. The same thing happens when you rip CDs or go on a photo downloading binge. Email is accumulating in staggering amounts, and just surfing the Web can add hundreds of files — silently cached copies of Web pages and images.

So the familiar file and folder system is buckling. Unless you’re the rare person who is meticulously organized, who creates a perfect system of orderly folders and recognizable file names, locating information on your own computer can be harder than finding it on the Web. There have always been search tools built into the Apple and Microsoft operating systems, but they were terrible — slow and inaccurate, covering only some kinds of data, not all. So you had to rely on separate search systems built into individual programs, such as email software.

But now a wave of new desktop search tools is becoming available, some built right into new operating systems and others available as add-ons. Big names are getting in the game — Apple, Microsoft, Google and Yahoo. I’ve been testing the leading candidates and previewing some future contenders. So here’s a rundown of the latest methods for finding all that lost or hidden information lurking on your hard disk.

Spotlight: This is the new universal, speedy search system built into Apple’s latest operating system for the Macintosh, called Tiger. Because it is an integral part of the operating system, which handles all files, Spotlight knows about all the key kinds of information stored on the computer. It can rapidly find words or phrases deep inside emails, Microsoft Office files, address books and calendars, Adobe PDF files and more. It can even probe the “metadata” — descriptive information — attached to song and picture files.

Spotlight is always available on the Mac, no matter what program you are in. You just click on a blue magnifying-glass icon at the top right corner of the screen, and a search field appears. As you type each letter of your search term, Spotlight begins generating results in a list of files that drops down almost instantly, organized by type of file. If you click on “Show All,” the list expands into a larger window where you can see more results, organized in almost any way you choose — by date, by person mentioned, by name or location on the computer.

On my Mac, I typed “Hawaii” into Spotlight and instantly got hundreds of hits. Every email mentioning the state came up, as did Word documents, Excel spreadsheets, the address entries of contacts who live there, calendar entries for my vacation in Honolulu and pictures of my trip. Spotlight even showed thumbnails of those pictures and, with one click, presented a slide show of the images. It also found the theme song from the old Hawaii Five-O television show in my music collection.

Because Spotlight is part of the operating system, it avoids one of the big flaws of add-on search systems — the need to periodically “index” new files in batches, a process that spins the hard drive continuously, sometimes for hours. Spotlight needs to do this only once, when you first install Tiger.

Longhorn: Microsoft plans to emulate Spotlight in the next version of Windows, code-named Longhorn. But it’s way behind Apple. Longhorn won’t reach consumers until the fall of 2006 at the earliest.

Based on previews of Longhorn I’ve seen, its planned built-in search system will also be fast and universal, and will avoid long indexing sessions. Microsoft also plans to allow more customization of searches, and many more instant previews of files, than Apple now provides. But these apparent advantages may evaporate.

By the time Longhorn arrives, Apple will likely have a second, even better, version of Spotlight.

Google: Until Longhorn arrives, Windows users must rely on add-on search software, and the best known is Google Desktop Search. It does the annoying indexing, but only when your machine is idle. Plus, it’s fast and fairly comprehensive, including even the contents of cached Web sites.

But the familiar Google search results page, which works so well for the Web, is very limiting for a desktop search. And the software offers only a crude way to sort the results and no way to preview content.

Yahoo: The big online service bought a desktop search engine from a company called X1 and re-branded it. This is a robust product, which indexes and searches many kinds of files and previews most of them in a built-in window. You can also take direct action on e-mails that turn up in your search — for instance, you can launch a reply right from within the search results.

The main problem with Yahoo’s offering, in addition to the fact that it isn’t buried deep in the operating system, is that it betrays its techie heritage. X1 was originally built for techies and hard-core search fanatics. Although Yahoo has cleaned it up a bit, the many choices and settings in the user interface may be daunting to mainstream users. Also, it has much more of the feel of a separate, heavy-duty program than the Apple or Google products.

MSN: The desktop search add-on from MSN prefigures what Longhorn will do, and it’s very good. Like Yahoo, it offers previews of most files right in its search results screen. And like Apple’s Spotlight, it is fast and presents a clean, simple interface that begins generating results as you type your search terms.

The main downside to MSN’s search is that in order to get it, you have to download and install a “toolbar suite” that lives in the Internet Explorer Web browser and adds a bunch of functionality that’s unrelated to search, which you might neither want nor need. Also, by default, MSN’s search product searches only your e-mail (which must be run by Microsoft products) and the My Documents folder. You have to tinker with settings to get it to search your whole computer, something all its competitors do by default. The limited search horizon cuts down on MSN’s indexing time and makes it look faster than it really is, but it will likely cause you to get only partial search results.

There are some other good search products out there from smaller companies, notably one called Copernic, by Copernic Technologies, which has a loyal following of users. Whichever you choose, once you trust desktop search, you may never again find yourself creating a subfolder.